Whether you’re relocating for a new job, embarking on a fixed-term contract, or simply seeking a change of scenery, finding the right accommodation in the UK can feel like navigating a maze. From understanding tenancy agreements to deciphering council tax, there’s a lot to consider. But fear not! This practical guide is here to equip you with the knowledge and tools you need to find your perfect “digs” and settle in smoothly.
If you are too busy to be filling out forms, dealing with landlords, comparing endless properties against your budget, then DON’T! Speak to Housd and we’ll take care of everything on your behalf – finding the perfect digs for you is our speciality, so speak to the team today. Once you’ve told us what you want, we’ll be your only point of contact for the rest of your trip. So by all means – have a read through the below – if you would just rather we took care of all of what you are about to read, get in touch!
Define Your Needs and Budget:
Before you even start browsing online portals, take a moment to clearly define your priorities:
- Location, Location, Location: Consider your commute to work, proximity to amenities (shops, transport links, leisure facilities), and the type of neighbourhood you prefer. Research different areas within your target city or town. Websites like Rightmove and Zoopla allow you to explore areas and see average property prices.
- Budget is King: Be realistic about what you can afford. As a general rule, your rent shouldn’t exceed around 30-35% of your net monthly income. Factor in additional costs like council tax (more on this later), utilities (gas, electricity, water), internet, and potential agency fees.
- Type of Accommodation: Are you looking for a room in a shared house, a studio flat, a one-bedroom apartment, or something larger? Consider your budget, lifestyle, and how much space you need. Shared housing can be a more affordable and social option, especially when moving to a new city.
- Must-Have Amenities: Make a list of essential amenities. Is a washing machine non-negotiable? Do you need parking? Is a garden important? Filtering your search based on these criteria will save you time.
- Tenancy Length: How long do you plan to stay? This will influence the type of tenancy agreement you’re looking for. Short-term lets (often furnished and for a few months) are available but can be pricier. Assured Shorthold Tenancies (ASTs) are the most common type for longer-term rentals (typically 6 or 12 months initially).
Finding Digs – How to Navigate the Search:
Once you have a clear idea of your needs, it’s time to hit the (virtual) streets:
- Online Property Portals: Though an option – be aware you will be paying additional fees here that Housd helps you cut out.
Local Estate Agents: Don’t underestimate the power of local knowledge. Register with estate agents in your target areas. They often have access to properties before they appear online and can provide valuable insights into the local market. You can find local agents through the major portals or by searching online. - Gumtree and Social Media: These platforms can sometimes offer more informal listings, including rooms in shared houses. However, exercise caution and always view the property in person before committing.
- Networking: Let your friends, colleagues, and contacts know you’re looking for accommodation. Word-of-mouth can sometimes lead to hidden gems.
3. The Viewing Process: Ask the Right Questions:
When you find a property you like, arrange a viewing. This is your chance to thoroughly inspect the “digs” and ask crucial questions:
- Condition of the Property: Check for any existing damage, dampness, or disrepair. Make notes and take photos.
- Appliances and Fixtures: Ensure all provided appliances (oven, fridge, etc.) are in working order.
- Safety Features: Ask about smoke alarms, carbon monoxide detectors (if applicable), and fire exits.
- Energy Performance Certificate (EPC): Landlords are legally required to provide an EPC, which rates the property’s energy efficiency. A higher rating generally means lower energy bills.
- Council Tax Band: This will determine how much council tax you’ll need to pay. Ask the landlord or agent for the band. You can also check online using the property’s address.
- Utility Bills: Ask about the current utility providers and average costs.
- Internet Speed and Providers: If reliable internet is essential, inquire about the available options and speeds.
- Parking: If you have a car, confirm parking availability and any associated costs.
- Local Amenities: Ask about nearby shops, transport links, and other amenities.
- Tenancy Agreement: Ask to see a draft of the tenancy agreement before committing.
4. Understanding the Tenancy Agreement:
The tenancy agreement is a legally binding contract between you and the landlord. Read it carefully before signing and ensure you understand all the terms and conditions:
- Rent Amount and Payment Schedule: Confirm the rent amount, when it’s due, and how it should be paid.
- Deposit: Understand the amount of the deposit and the government-approved scheme it will be protected in (e.g., Deposit Protection Service, My Deposits, Tenancy Deposit Scheme).
- Break Clause (if applicable): This clause allows either party to end the tenancy early under specific conditions.
- Landlord’s Responsibilities: These typically include maintaining the structure and exterior of the property, as well as essential services.
- Tenant’s Responsibilities: These usually include paying rent on time, keeping the property clean, and reporting any necessary repairs.
- Inventory: A detailed inventory of the property’s contents and condition should be provided at the start of the tenancy. Check it carefully and ensure it accurately reflects the state of the property.
5. Securing Your “Digs”:
Once you’ve found the right place and reviewed the tenancy agreement, you’ll likely need to:
- Pay a Holding Deposit: This is a small fee to reserve the property while referencing checks are carried out. It’s usually equivalent to one week’s rent and should be refunded if the landlord decides not to proceed or if the referencing fails through no fault of your own.
- Undergo Referencing Checks: Landlords or letting agents will typically conduct checks on your credit history, employment status, and previous landlord references.
- Pay the Security Deposit and First Month’s Rent: Once your references are approved, you’ll need to pay the security deposit (usually capped at five weeks’ rent for tenancies with an annual rent below £50,000) and the first month’s rent.
Moving In and Settling Down:
Congratulations, you’ve found your “digs”! Remember to:
- Take Meter Readings: Note down the gas, electricity, and water meter readings on the day you move in.
- Inform the Council: Contact your local council to register for council tax.
- Set Up Utility Accounts: If they aren’t included in your rent, set up accounts with gas, electricity, and water providers.
- Arrange for Internet and TV: Set up your internet and TV services.
- Update Your Address: Inform relevant organizations of your new address (e.g., banks, employers, DVLA).
Finding the right place to live takes time and effort, but by following these practical steps, you can navigate the UK rental market with confidence and secure the perfect “digs” to call home. Good luck with your search!
If you employ workers yourself, check out our next article, Temporary Employee Housing Solutions: Securing Your Workforce.
